:root{
  --azul-900:#183557;
  --azul-600:#3169a2;
  --azul-500:#3d7cbd;
  --azul-100:#e8f1fa;
  --azul-50:#f4f8fc;
  --bg:#ffffff;
  --surface:#f6f8fb;
  --gris-borde:#e3e9f0;
  --texto:#1f2b3a;
  --texto-muted:#5a6b7d;
  --blanco:#ffffff;
  --acento:#2bb673; /* verde confianza para checks */
  --whatsapp:#25d366;
  --radio:18px;
  --sombra-sm:0 2px 8px rgba(24,53,87,.06);
  --sombra:0 12px 40px rgba(24,53,87,.10);
  --sombra-lg:0 24px 70px rgba(24,53,87,.16);
  --max:1180px;
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:'Inter',system-ui,sans-serif;
  color:var(--texto);
  background:var(--bg);
  line-height:1.6;
  font-weight:400;
  overflow-x:hidden;
}
h1,h2,h3,h4{font-family:'Poppins',sans-serif;line-height:1.18;color:var(--azul-900);font-weight:700}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
section{padding:88px 0}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}

/* eyebrow */
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:.78rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;
  color:var(--azul-600);background:var(--azul-100);
  padding:7px 16px;border-radius:50px;margin-bottom:18px;
}
.section-head{max-width:640px;margin:0 auto 54px;text-align:center}
.section-head h2{font-size:clamp(1.8rem,4vw,2.6rem);margin-bottom:16px}
.section-head p{color:var(--texto-muted);font-size:1.06rem}

/* buttons */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  font-family:'Poppins',sans-serif;font-weight:600;font-size:.98rem;
  padding:15px 30px;border-radius:50px;border:none;cursor:pointer;
  transition:transform .25s ease,box-shadow .25s ease,background .25s ease;
  white-space:nowrap;
}
.btn svg{width:19px;height:19px}
.btn-primary{background:var(--azul-600);color:#fff;box-shadow:0 10px 26px rgba(49,105,162,.32)}
.btn-primary:hover{background:var(--azul-900);transform:translateY(-3px);box-shadow:0 16px 34px rgba(49,105,162,.42)}
.btn-ghost{background:transparent;color:var(--azul-900);border:1.5px solid var(--gris-borde)}
.btn-ghost:hover{border-color:var(--azul-600);color:var(--azul-600);transform:translateY(-2px)}
.btn-white{background:#fff;color:var(--azul-900);box-shadow:var(--sombra-sm)}
.btn-white:hover{transform:translateY(-3px);box-shadow:var(--sombra)}
.btn-wa{background:var(--whatsapp);color:#fff}
.btn-wa:hover{background:#1ebe5d;transform:translateY(-2px)}

/* ============ NAV ============ */
.nav{
  position:fixed;top:0;left:0;width:100%;z-index:900;
  transition:background .3s ease,box-shadow .3s ease,padding .3s ease;
  padding:18px 0;
}
.nav.scrolled{background:rgba(255,255,255,.92);backdrop-filter:blur(14px);box-shadow:var(--sombra-sm);padding:12px 0}
.nav-inner{display:flex;align-items:center;justify-content:space-between}
.logo{display:flex;align-items:center;gap:11px;font-family:'Poppins';font-weight:700;font-size:1.18rem;color:var(--azul-900)}
.logo-mark{
  width:42px;height:42px;border-radius:12px;
  background:linear-gradient(135deg,var(--azul-600),var(--azul-900));
  display:grid;place-items:center;color:#fff;box-shadow:0 6px 16px rgba(49,105,162,.3)
}
.logo-mark svg{width:23px;height:23px}
.logo small{display:block;font-family:'Inter';font-weight:400;font-size:.68rem;color:var(--texto-muted);letter-spacing:.04em}
.nav-links{display:flex;align-items:center;gap:34px}
.nav-links a{font-weight:500;font-size:.95rem;color:var(--texto);transition:color .2s}
.nav-links a:hover{color:var(--azul-600)}
.nav-cta{display:flex;align-items:center;gap:14px}
.nav-toggle{display:none;background:none;border:none;cursor:pointer;color:var(--azul-900)}
.nav-toggle svg{width:28px;height:28px}
.nav-mobile-cta{display:none}

/* ============ HERO ============ */
.hero{position:relative;min-height:100vh;display:flex;align-items:center;overflow:hidden;background:var(--azul-50)}
.hero-bg{
  position:absolute;inset:-15%;z-index:0;
  background:url('https://images.unsplash.com/photo-1581056771107-24ca5f033842?w=1600&q=80') center/cover no-repeat;
  will-change:transform;
}
.hero-overlay{
  position:absolute;inset:0;z-index:1;
  background:linear-gradient(105deg,rgba(244,248,252,.97) 0%,rgba(244,248,252,.92) 42%,rgba(232,241,250,.55) 100%);
}
.hero .wrap{position:relative;z-index:2;width:100%}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}
.hero-badge{
  display:inline-flex;align-items:center;gap:9px;background:#fff;
  padding:9px 18px;border-radius:50px;box-shadow:var(--sombra-sm);
  font-size:.85rem;font-weight:500;color:var(--azul-900);margin-bottom:26px;
}
.hero-badge .dot{width:9px;height:9px;border-radius:50%;background:var(--acento);box-shadow:0 0 0 4px rgba(43,182,115,.18)}
.hero h1{font-size:clamp(2.2rem,5.2vw,3.7rem);font-weight:800;margin-bottom:22px;letter-spacing:-.02em}
.hero h1 .hl{color:var(--azul-600)}
.hero-sub{font-size:1.15rem;color:var(--texto-muted);max-width:540px;margin-bottom:34px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:34px}
.hero-trust{display:flex;gap:26px;flex-wrap:wrap}
.hero-trust .t{display:flex;align-items:center;gap:9px;font-size:.9rem;color:var(--texto);font-weight:500}
.hero-trust .t svg{width:18px;height:18px;color:var(--acento)}

/* hero visual card */
.hero-visual{position:relative}
.hero-photo{
  border-radius:26px;overflow:hidden;box-shadow:var(--sombra-lg);
  aspect-ratio:4/4.6;background:#dde7f1;
}
.hero-photo img{width:100%;height:100%;object-fit:cover}
.float-card{
  position:absolute;background:#fff;border-radius:16px;padding:16px 18px;
  box-shadow:var(--sombra);display:flex;align-items:center;gap:13px;
}
.float-card .ic{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;flex-shrink:0}
.float-card .ic svg{width:22px;height:22px}
.float-card b{font-family:'Poppins';font-size:1.15rem;display:block;color:var(--azul-900)}
.float-card span{font-size:.78rem;color:var(--texto-muted)}
.fc-1{top:26px;left:-28px;animation:floaty 5s ease-in-out infinite}
.fc-1 .ic{background:var(--azul-100);color:var(--azul-600)}
.fc-2{bottom:30px;right:-26px;animation:floaty 5s ease-in-out infinite .8s}
.fc-2 .ic{background:rgba(43,182,115,.14);color:var(--acento)}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}

/* ============ ALIADAS (carrusel infinito) ============ */
.aliadas{padding:46px 0;background:#fff;border-bottom:1px solid var(--gris-borde);overflow:hidden}
.aliadas .lbl{text-align:center;font-size:.82rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--texto-muted);margin-bottom:30px}
.logos-marquee{
  position:relative;overflow:hidden;padding:8px 0;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);
  mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);
}
.logos-track{display:flex;align-items:center;width:max-content;animation:marquee 45s linear infinite;will-change:transform}
.logos-marquee:hover .logos-track{animation-play-state:paused}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.logo-pill{
  display:inline-flex;align-items:center;gap:10px;flex-shrink:0;margin-right:16px;
  padding:11px 20px 11px 11px;border-radius:14px;
  background:#fff;border:1px solid var(--gris-borde);box-shadow:var(--sombra-sm);
  font-family:'Poppins';font-weight:700;font-size:1rem;color:var(--azul-900);white-space:nowrap;
  transition:transform .25s,border-color .25s,box-shadow .25s;
}
.logo-pill .lp-ic{
  width:34px;height:34px;border-radius:9px;display:grid;place-items:center;flex-shrink:0;
  background:color-mix(in srgb,var(--c,var(--azul-600)) 13%,#fff);
}
.logo-pill .lp-ic svg{width:20px;height:20px;color:var(--c,var(--azul-600))}
.logo-pill:hover{transform:translateY(-3px);border-color:var(--c,var(--azul-600));box-shadow:var(--sombra)}
@media(prefers-reduced-motion:reduce){
  .logos-track{animation:none;flex-wrap:wrap;justify-content:center;width:auto;gap:12px}
  .logo-pill{margin-right:0}
}

/* ============ VALOR / POR QUÉ CORREDOR ============ */
.valor{background:var(--surface)}
.valor-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.valor-card{
  background:#fff;border-radius:var(--radio);padding:38px 30px;
  border:1px solid var(--gris-borde);box-shadow:var(--sombra-sm);
  transition:transform .3s,box-shadow .3s;
}
.valor-card:hover{transform:translateY(-6px);box-shadow:var(--sombra)}
.valor-ic{
  width:60px;height:60px;border-radius:16px;display:grid;place-items:center;margin-bottom:22px;
  background:linear-gradient(135deg,var(--azul-100),#fff);color:var(--azul-600);
}
.valor-ic svg{width:29px;height:29px}
.valor-card h3{font-size:1.28rem;margin-bottom:12px}
.valor-card p{color:var(--texto-muted);font-size:.98rem}
.valor-compare{
  margin-top:46px;background:#fff;border-radius:var(--radio);overflow:hidden;
  border:1px solid var(--gris-borde);box-shadow:var(--sombra-sm);
  display:grid;grid-template-columns:1fr 1fr;
}
.vc-col{padding:30px 34px}
.vc-col.bad{background:var(--surface)}
.vc-col h4{font-size:1.05rem;margin-bottom:18px;display:flex;align-items:center;gap:10px}
.vc-col.good h4{color:var(--azul-600)}
.vc-col.bad h4{color:var(--texto-muted)}
.vc-col ul{list-style:none;display:flex;flex-direction:column;gap:13px}
.vc-col li{display:flex;align-items:flex-start;gap:11px;font-size:.95rem;color:var(--texto)}
.vc-col li svg{width:19px;height:19px;flex-shrink:0;margin-top:2px}
.vc-col.good li svg{color:var(--acento)}
.vc-col.bad li{color:var(--texto-muted)}
.vc-col.bad li svg{color:#c0392b;opacity:.6}

/* ============ PÓLIZAS ============ */
.polizas-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.poliza-card{
  border-radius:var(--radio);overflow:hidden;background:#fff;
  border:1px solid var(--gris-borde);box-shadow:var(--sombra-sm);
  display:flex;flex-direction:column;transition:transform .3s,box-shadow .3s;
}
.poliza-card:hover{transform:translateY(-6px);box-shadow:var(--sombra-lg)}
.poliza-img{height:180px;overflow:hidden;position:relative}
.poliza-img img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.poliza-card:hover .poliza-img img{transform:scale(1.07)}
.poliza-tag{
  position:absolute;top:14px;left:14px;background:rgba(255,255,255,.94);
  padding:6px 14px;border-radius:50px;font-size:.74rem;font-weight:600;color:var(--azul-600);
  backdrop-filter:blur(6px);
}
.poliza-body{padding:26px 26px 28px;display:flex;flex-direction:column;flex:1}
.poliza-body h3{font-size:1.25rem;margin-bottom:11px}
.poliza-body p{color:var(--texto-muted);font-size:.95rem;margin-bottom:18px;flex:1}
.poliza-feats{list-style:none;display:flex;flex-direction:column;gap:9px;margin-bottom:22px}
.poliza-feats li{display:flex;align-items:center;gap:9px;font-size:.88rem;color:var(--texto)}
.poliza-feats li svg{width:16px;height:16px;color:var(--acento);flex-shrink:0}
.poliza-link{
  display:inline-flex;align-items:center;gap:7px;font-family:'Poppins';font-weight:600;
  font-size:.94rem;color:var(--azul-600);transition:gap .25s;align-self:flex-start;
}
.poliza-link:hover{gap:12px}
.poliza-link svg{width:17px;height:17px}

/* ============ COTIZADOR ============ */
.cotizador{background:linear-gradient(160deg,var(--azul-900),var(--azul-600));color:#fff;position:relative;overflow:hidden}
.cotizador::before{content:'';position:absolute;width:420px;height:420px;border-radius:50%;background:rgba(255,255,255,.06);top:-160px;right:-120px}
.cotizador::after{content:'';position:absolute;width:300px;height:300px;border-radius:50%;background:rgba(255,255,255,.05);bottom:-130px;left:-90px}
.cotizador .wrap{position:relative;z-index:2}
.cotizador-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:50px;align-items:center}
.cotizador-intro .eyebrow{background:rgba(255,255,255,.14);color:#fff}
.cotizador-intro h2{color:#fff;font-size:clamp(1.9rem,4vw,2.7rem);margin-bottom:18px}
.cotizador-intro p{color:rgba(255,255,255,.82);font-size:1.05rem;margin-bottom:28px}
.cotizador-points{list-style:none;display:flex;flex-direction:column;gap:14px}
.cotizador-points li{display:flex;align-items:center;gap:12px;font-size:.98rem;font-weight:500}
.cotizador-points li svg{color:#fff;background:rgba(255,255,255,.18);padding:5px;border-radius:50%;width:30px;height:30px}

/* quote card */
.quote{background:#fff;border-radius:24px;padding:34px 32px;box-shadow:var(--sombra-lg);color:var(--texto)}
.quote-steps{display:flex;align-items:center;gap:8px;margin-bottom:26px}
.qs{flex:1;height:6px;border-radius:50px;background:var(--gris-borde);transition:background .3s}
.qs.active{background:var(--azul-600)}
.quote-stepcount{font-size:.82rem;font-weight:600;color:var(--azul-600);margin-bottom:7px;letter-spacing:.04em}
.quote h3{font-size:1.4rem;margin-bottom:6px}
.quote .step-sub{color:var(--texto-muted);font-size:.93rem;margin-bottom:24px}
.step{display:none;animation:fadeUp .4s ease}
.step.active{display:block}
@keyframes fadeUp{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:translateY(0)}}
.field{margin-bottom:18px}
.field label{display:block;font-size:.86rem;font-weight:600;color:var(--azul-900);margin-bottom:8px}
.field input,.field select{
  width:100%;padding:14px 16px;border:1.5px solid var(--gris-borde);border-radius:12px;
  font-family:'Inter';font-size:.98rem;color:var(--texto);background:#fff;transition:border .2s,box-shadow .2s;
}
.field input:focus,.field select:focus{outline:none;border-color:var(--azul-600);box-shadow:0 0 0 4px rgba(49,105,162,.12)}
.opt-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.opt{
  border:1.5px solid var(--gris-borde);border-radius:12px;padding:16px 8px;text-align:center;cursor:pointer;
  transition:all .2s;font-size:.9rem;font-weight:500;
}
.opt svg{width:24px;height:24px;color:var(--azul-600);margin:0 auto 7px;display:block}
.opt:hover{border-color:var(--azul-500)}
.opt.sel{border-color:var(--azul-600);background:var(--azul-50);box-shadow:0 0 0 3px rgba(49,105,162,.1)}
.quote-nav{display:flex;gap:12px;margin-top:24px}
.quote-nav .btn{flex:1}
.quote-result{text-align:center;padding:10px 0}
.quote-result .check{width:64px;height:64px;border-radius:50%;background:rgba(43,182,115,.14);color:var(--acento);display:grid;place-items:center;margin:0 auto 18px}
.quote-result .check svg{width:34px;height:34px}
.quote-result h3{margin-bottom:10px}
.quote-result p{color:var(--texto-muted);font-size:.95rem;margin-bottom:22px}
.disclaimer{font-size:.76rem;color:var(--texto-muted);margin-top:16px;text-align:center;line-height:1.5}
/* nivel de cobertura */
.nivel-list{display:flex;flex-direction:column;gap:12px;margin-bottom:6px}
.nivel{border:1.5px solid var(--gris-borde);border-radius:14px;padding:15px 18px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:14px;transition:all .2s}
.nivel:hover{border-color:var(--azul-500)}
.nivel.sel{border-color:var(--azul-600);background:var(--azul-50);box-shadow:0 0 0 3px rgba(49,105,162,.1)}
.nivel h4{font-size:1.02rem;margin-bottom:3px}
.nivel small{color:var(--texto-muted);font-size:.82rem;font-weight:400;font-family:'Inter'}
.nivel-from{text-align:right;flex-shrink:0;font-family:'Poppins';font-weight:700;color:var(--azul-600);font-size:.98rem;white-space:nowrap}
.nivel-from span{display:block;font-family:'Inter';font-weight:400;font-size:.7rem;color:var(--texto-muted)}
/* resultado cálculo */
.result-amount{background:var(--azul-50);border:1px solid var(--azul-100);border-radius:16px;padding:20px;margin-bottom:18px}
.result-amount .big{font-family:'Poppins';font-weight:800;font-size:2.4rem;color:var(--azul-900);line-height:1}
.result-amount .uf{color:var(--texto-muted);font-size:.9rem;margin-top:6px}
.result-break{list-style:none;display:flex;flex-direction:column;gap:9px;margin-bottom:18px;text-align:left}
.result-break li{display:flex;justify-content:space-between;gap:14px;font-size:.9rem;border-bottom:1px dashed var(--gris-borde);padding-bottom:8px}
.result-break li span:first-child{color:var(--texto-muted)}
.result-break li span:last-child{font-weight:600;color:var(--azul-900)}
.result-compare-lbl{font-size:.82rem;font-weight:600;color:var(--azul-900);text-align:left;margin-bottom:10px}
.result-compare{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:20px}
.rc{border:1px solid var(--gris-borde);border-radius:12px;padding:12px 6px;text-align:center}
.rc.best{border-color:var(--azul-600);background:var(--azul-50)}
.rc small{display:block;font-size:.68rem;color:var(--texto-muted);margin-bottom:5px}
.rc b{font-family:'Poppins';color:var(--azul-900);font-size:.9rem;line-height:1.2}

/* ============ TESTIMONIOS ============ */
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.testi-card{
  background:#fff;border-radius:var(--radio);padding:30px 28px;
  border:1px solid var(--gris-borde);box-shadow:var(--sombra-sm);
  display:flex;flex-direction:column;
}
.stars{display:flex;gap:3px;margin-bottom:16px}
.stars svg{width:18px;height:18px;color:#f5b40a;fill:#f5b40a}
.testi-card p{font-size:.98rem;color:var(--texto);margin-bottom:22px;flex:1}
.testi-author{display:flex;align-items:center;gap:13px}
.testi-author .av{width:48px;height:48px;border-radius:50%;object-fit:cover;background:var(--azul-100)}
.testi-author b{display:block;font-family:'Poppins';font-size:.96rem;color:var(--azul-900)}
.testi-author span{font-size:.82rem;color:var(--texto-muted)}

/* stats band */
.stats-band{background:var(--azul-50);border-top:1px solid var(--gris-borde);border-bottom:1px solid var(--gris-borde)}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}
.stat b{font-family:'Poppins';font-weight:800;font-size:clamp(2rem,4vw,2.8rem);color:var(--azul-600);display:block;line-height:1}
.stat span{font-size:.92rem;color:var(--texto-muted);margin-top:8px;display:block}

/* ============ FAQ ============ */
.faq{background:var(--surface)}
.faq-list{max-width:780px;margin:0 auto;display:flex;flex-direction:column;gap:14px}
.faq-item{background:#fff;border:1px solid var(--gris-borde);border-radius:14px;overflow:hidden;transition:box-shadow .25s}
.faq-item.open{box-shadow:var(--sombra-sm)}
.faq-q{
  width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;
  padding:22px 24px;background:none;border:none;cursor:pointer;text-align:left;
  font-family:'Poppins';font-weight:600;font-size:1.04rem;color:var(--azul-900);
}
.faq-q svg{width:22px;height:22px;color:var(--azul-600);flex-shrink:0;transition:transform .3s}
.faq-item.open .faq-q svg{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease}
.faq-a p{padding:0 24px 24px;color:var(--texto-muted);font-size:.97rem}

/* ============ CTA FINAL ============ */
.cta-final{text-align:center;background:#fff}
.cta-box{
  max-width:880px;margin:0 auto;background:linear-gradient(150deg,var(--azul-600),var(--azul-900));
  border-radius:30px;padding:60px 40px;color:#fff;box-shadow:var(--sombra-lg);position:relative;overflow:hidden;
}
.cta-box::before{content:'';position:absolute;width:300px;height:300px;border-radius:50%;background:rgba(255,255,255,.07);top:-120px;left:-80px}
.cta-box h2{color:#fff;font-size:clamp(1.8rem,4vw,2.5rem);margin-bottom:16px;position:relative}
.cta-box p{color:rgba(255,255,255,.85);font-size:1.08rem;margin-bottom:30px;position:relative;max-width:540px;margin-left:auto;margin-right:auto}
.cta-box .hero-actions{justify-content:center;position:relative;margin-bottom:0}

/* ============ FOOTER ============ */
.footer{background:var(--azul-900);color:rgba(255,255,255,.78);padding:64px 0 28px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:40px;margin-bottom:44px}
.footer .logo{color:#fff;margin-bottom:16px}
.footer .logo small{color:rgba(255,255,255,.6)}
.footer-about p{font-size:.92rem;line-height:1.7;margin-bottom:18px;max-width:300px}
.footer-social{display:flex;gap:12px}
.footer-social a{width:40px;height:40px;border-radius:11px;background:rgba(255,255,255,.08);display:grid;place-items:center;transition:background .25s,transform .25s}
.footer-social a:hover{background:var(--azul-600);transform:translateY(-3px)}
.footer-social svg{width:19px;height:19px;color:#fff}
.footer-col h4{color:#fff;font-size:1rem;margin-bottom:18px}
.footer-col ul{list-style:none;display:flex;flex-direction:column;gap:11px}
.footer-col a{font-size:.92rem;color:rgba(255,255,255,.72);transition:color .2s}
.footer-col a:hover{color:#fff}
.footer-contact li{display:flex;align-items:center;gap:10px;font-size:.92rem;margin-bottom:11px}
.footer-contact svg{width:17px;height:17px;color:var(--azul-500)}
.regbadge{
  display:flex;align-items:flex-start;gap:13px;background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:18px 20px;margin-bottom:30px;
}
.regbadge svg{width:30px;height:30px;color:var(--azul-500);flex-shrink:0}
.regbadge p{font-size:.84rem;color:rgba(255,255,255,.72);line-height:1.6}
.regbadge b{color:#fff;display:block;font-family:'Poppins';font-size:.92rem;margin-bottom:3px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:24px;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;font-size:.84rem;color:rgba(255,255,255,.6)}
.footer-bottom a{color:rgba(255,255,255,.7)}
.footer-bottom a:hover{color:#fff}
.footer-bottom a.credit{color:var(--azul-500);font-weight:600;transition:color .2s}
.footer-bottom a.credit:hover{color:#fff}

/* ============ WHATSAPP FLOAT ============ */
.wa-float{
  position:fixed;bottom:24px;right:24px;z-index:950;
  display:flex;align-items:center;gap:0;background:var(--whatsapp);color:#fff;
  border-radius:50px;padding:0;box-shadow:0 10px 30px rgba(37,211,102,.45);
  overflow:hidden;transition:padding .3s;
  animation:waPop .5s ease .8s both;
}
@keyframes waPop{from{transform:scale(0);opacity:0}to{transform:scale(1);opacity:1}}
.wa-float .wa-ic{width:60px;height:60px;display:grid;place-items:center;flex-shrink:0}
.wa-float .wa-ic svg{width:30px;height:30px}
.wa-float .wa-txt{max-width:0;overflow:hidden;white-space:nowrap;font-weight:600;font-size:.94rem;transition:max-width .35s,padding .35s}
.wa-float:hover .wa-txt{max-width:200px;padding-right:22px}

/* reveal animation */
.reveal{opacity:0;transform:translateY(34px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}

/* ============ RESPONSIVE ============ */
@media(max-width:980px){
  .hero-grid,.cotizador-grid,.valor-compare{grid-template-columns:1fr}
  .hero{min-height:auto;padding:120px 0 64px}
  .hero-visual{order:-1;max-width:420px;margin:0 auto}
  .fc-1,.fc-2{display:none}
  .valor-grid,.polizas-grid,.testi-grid{grid-template-columns:1fr 1fr}
  .stats-grid{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:768px){
  section{padding:62px 0}
  .nav{padding:14px 0}
  .nav-links{
    position:fixed;top:0;right:-100%;width:82%;max-width:340px;height:100vh;height:100dvh;
    background:#fff;flex-direction:column;align-items:flex-start;justify-content:flex-start;
    padding:90px 28px 40px;gap:20px;box-shadow:-10px 0 40px rgba(24,53,87,.16);
    transition:right .35s ease;z-index:905;overflow-y:auto;
  }
  .nav-links.open{right:0}
  .nav-links a{font-size:1.1rem}
  .nav-toggle{display:block;z-index:910}
  /* En móvil ocultamos los CTA del header (se reubican dentro del menú) */
  .nav .nav-cta .btn-ghost,.nav .nav-cta .btn-wa{display:none}
  .nav-mobile-cta{
    display:flex;flex-direction:column;gap:12px;width:100%;
    margin-top:8px;padding-top:22px;border-top:1px solid var(--gris-borde);
  }
  .nav-mobile-cta .btn{width:100%}
  .valor-grid,.polizas-grid,.testi-grid,.stats-grid,.footer-grid{grid-template-columns:1fr}
  .opt-grid{grid-template-columns:1fr 1fr}
  .float-card{display:none}
  .hero{min-height:auto;padding:118px 0 64px}
  .fc-1,.fc-2{display:none}
  .quote{padding:26px 20px}
  .cta-box{padding:44px 24px}
  .hero-actions .btn,.cta-box .btn{flex:1}
}
@media(max-width:520px){
  .wrap{padding:0 18px}
  .btn{padding:14px 22px;font-size:.92rem}
  .btn svg{width:18px;height:18px}
  /* Botones del cotizador: apilados y a todo el ancho para que no se corten */
  .quote-nav{flex-direction:column-reverse;gap:10px}
  .quote-nav .btn{width:100%;flex:1 1 auto}
  /* CTA del hero y final apilados en pantallas pequeñas */
  .hero-actions{flex-direction:column;align-items:stretch}
  .hero-actions .btn{width:100%}
  .cta-box .hero-actions .btn{width:100%}
  /* Niveles de cobertura: nombre y precio en columna */
  .nivel{flex-direction:column;align-items:flex-start;gap:6px}
  .nivel-from{text-align:left}
  .result-amount .big{font-size:2rem}
  .quote{padding:24px 18px}
  .quote h3{font-size:1.25rem}
}
@media(max-width:420px){
  .logo-pill{padding:9px 16px 9px 9px;font-size:.92rem;margin-right:12px}
  .logo-pill .lp-ic{width:30px;height:30px}
  .logo-pill .lp-ic svg{width:18px;height:18px}
  .opt-grid{grid-template-columns:1fr}
  .result-compare{gap:6px}
  .rc{padding:10px 4px}
  .rc b{font-size:.82rem}
  .wa-float .wa-ic{width:54px;height:54px}
}